Topstep vs MyFundedFutures: prop firm rules compared
At the $50,000 account size, Topstep's evaluation allows a $2,000 max drawdown (end-of-day trailing, locks at breakeven) against MyFundedFutures' $2,000 (end-of-day trailing, locks at breakeven), with the same $3,000 profit target. Both allow the same dollar drawdown at that size. Payouts are per cycle: 5 winning days of $150+ (standard) or 3 days at ≤40% consistency at Topstep and rapid every 24h · pro every 14 days · builder every 48h at MyFundedFutures.
| Rule (evaluation phase) | TSTopstep | MFMyFundedFuturesRapid model |
|---|---|---|
| $50,000 account | ||
| Profit target | $3,000 | $3,000 |
| Daily loss limit | None | None |
| Max drawdown | $2,000 | $2,000 |
| $100,000 account | ||
| Profit target | $6,000 | $6,000 |
| Daily loss limit | None | None |
| Max drawdown | $3,000 | $3,000 |
| $150,000 account | ||
| Profit target | $9,000 | $9,000 |
| Daily loss limit | None | None |
| Max drawdown | $4,500 | $4,500 |
| Firm-wide | ||
| Drawdown model | End-of-day trailing, locks at breakeven | End-of-day trailing, locks at breakeven |
| Consistency rule | Max 55% of total profit from one day | Max 50% of total profit from one day |
| Minimum trading days | 2 trading days | 2 trading days |
| Profit split | 90/10 | 90/10 (Rapid) · 80/20 (Pro, Builder, Studio) |
| Payout frequency | Per cycle: 5 winning days of $150+ (Standard) or 3 days at ≤40% consistency | Rapid every 24h · Pro every 14 days · Builder every 48h |
| Account sizes offered | $50,000 · $100,000 · $150,000 | $25,000 · $50,000 · $100,000 · $150,000 |
| Rules confidence | Rules verified | Rules verified |
MyFundedFutures figures are for the Rapid model; it also sells: Rapid EOD, Pro, Builder (soft daily loss), Studio (static, micros only).
Rules last checked against each firm's own documentation on . Firms change their rules often, so confirm the current terms on Topstep's site and MyFundedFutures' site. Spotted a rule that changed? Tell us.
Where Topstep and MyFundedFutures differ
- Drawdown model
- Topstep: End-of-day trailing
- MyFundedFutures: End-of-day trailing on Rapid, Rapid EOD, Pro and Builder; static on Studio
- Daily loss limit
- Topstep: None
- MyFundedFutures: None on Rapid, Rapid EOD, Pro and Studio; soft pause, $1,000 at $50K on Builder
- Consistency rule
- Topstep: Max 55% of total profit from one day
- MyFundedFutures: Max 50% of total profit from one day on Rapid and Pro; max 30% of total profit from one day on Rapid EOD; none on Builder and Studio
- Minimum trading days
- Topstep: 2 trading days
- MyFundedFutures: 2 trading days on Rapid and Pro; 4 trading days on Rapid EOD; 1 trading day on Builder; none on Studio
- Plans sold
- Topstep: One evaluation model
- MyFundedFutures: 4 plans: Rapid, Pro, Builder and Studio
- Account sizes, all plans
- Topstep: $50K · $100K · $150K
- MyFundedFutures: $10K · $20K · $25K · $50K · $100K · $150K
- Profit split
- Topstep: 90/10
- MyFundedFutures: 90/10 (Rapid) · 80/20 (Pro, Builder, Studio)
- Payouts
- Topstep: Per cycle: 5 winning days of $150+ (Standard) or 3 days at ≤40% consistency
- MyFundedFutures: Rapid every 24h · Pro every 14 days · Builder every 48h
Topstep and MyFundedFutures in brief
Topstep
One evaluation, the Trading Combine, traded on TopstepX. Its Maximum Loss Limit trails at end of day and locks at the starting balance. A 55% best-day consistency rule raises the target but never fails the account. The optional daily loss limit pauses trading and is not a violation.
MyFundedFutures
One evaluation per plan: Rapid, Rapid EOD, Pro, Builder and Studio. Rapid, Rapid EOD, Pro and Builder trail at end of day in the evaluation and lock at the starting balance plus $100; Rapid switches to intraday trailing once funded. Builder has a soft daily loss limit. Studio has a static drawdown and trades micros only. The consistency rule never fails the account.
How these rules play out
On Topstep and MyFundedFutures' Rapid, Rapid EOD, Pro and Builder plans the drawdown trails at end of day: the floor is recalculated once, from the closing balance, so open profit given back during the session does not raise it — but equity touching the floor during the session still counts. For example, at Topstep and MyFundedFutures' Rapid, Rapid EOD, Pro and Builder plans a $50,000 account starts with its floor at $48,000, $2,000 under the start.
MyFundedFutures' Studio plan uses a static drawdown: the floor is set once, the drawdown below the starting balance, and does not move for the whole evaluation. For example, at MyFundedFutures' Studio plan a $20,000 account starts with its floor at $19,000, $1,000 under the start.
On Topstep and MyFundedFutures' Rapid, Rapid EOD, Pro and Builder plans the trailing floor stops rising once it reaches breakeven and stays there.
A soft daily loss limit pauses the day instead of failing the account: reach it and open positions are flattened, trading stops until the next session, and the account stays open. MyFundedFutures' Builder plan sets it at $1,000 on $50,000. Topstep and MyFundedFutures' Rapid, Rapid EOD, Pro and Studio plans have no daily loss limit, so a losing day is bounded only by the max drawdown.
Topstep starts the trading day at 6:00 PM ET (5:00 PM CT); a daily loss limit counts from that reset, not from midnight.
A consistency rule caps how much of the total profit one day may carry. Topstep caps any single day at 55% of total profit, so it takes at least 2 profitable days to finish inside the rule. One day may then carry at most $1,650 of a $3,000 target. MyFundedFutures' Rapid and Pro plans cap any single day at 50% of total profit, so it takes at least 2 profitable days to finish inside the rule. One day may then carry at most $1,500 of a $3,000 target. MyFundedFutures' Rapid EOD plan caps any single day at 30% of total profit, so it takes at least 4 profitable days to finish inside the rule. One day may then carry at most $900 of a $3,000 target. MyFundedFutures' Builder and Studio plans apply no consistency rule in the evaluation, so one large day can count in full.
Topstep requires at least 2 trading days before a pass; MyFundedFutures requires at least 2 trading days on Rapid and Pro, 4 on Rapid EOD and 1 on Builder before a pass; MyFundedFutures' Studio plan sets no minimum number of days.
On automated trading — a strategy or bot sending the orders — at Topstep it is allowed in the evaluation and on a funded account; at MyFundedFutures it is allowed in the evaluation and on a funded account. Written answers: Topstep (read ), MyFundedFutures (read ).
Choosing between Topstep and MyFundedFutures
Topstep and MyFundedFutures differ on 4 of the evaluation rules compared here: drawdown model, daily loss limit, consistency rule and minimum trading days. If your trades often run into open profit that you give back before closing them, start with the drawdown: Topstep trails at end of day, while MyFundedFutures trails at end of day or holds a static floor, depending on the plan. If one or two large days make up most of your profit, the consistency rule sets how fast you can finish: Topstep caps one day at 55% of total profit; MyFundedFutures caps one day at 30–50% of total profit on some plans and has no cap on others. If you keep trading after a losing morning, look at what the daily loss limit does: Topstep has no daily loss limit; MyFundedFutures pauses the day at its daily loss limit on some plans and has no limit on others. To finish in as few sessions as possible, compare the minimum days: Topstep needs at least 2 trading days, MyFundedFutures sets no minimum on some plans and up to 4 trading days on others.
Once funded, the profit split is 90/10 at Topstep and 90/10 (Rapid) · 80/20 (Pro, Builder, Studio) at MyFundedFutures. Payout terms — Topstep: Per cycle: 5 winning days of $150+ (Standard) or 3 days at ≤40% consistency; MyFundedFutures: Rapid every 24h · Pro every 14 days · Builder every 48h. Topstep sells one evaluation model; MyFundedFutures sells 4 plans: Rapid, Pro, Builder and Studio. Each plan carries its own version of the rules above, which is why they are listed plan by plan.
Read both rule sets against your own average day, then confirm the current terms on Topstep's site and MyFundedFutures' site. PassTraq tracks challenges at both firms using the same rule presets shown here.
Topstep vs MyFundedFutures: quick answers
Which has the larger drawdown at $50K, Topstep or MyFundedFutures?
Neither: both allow $2,000 on a $50,000 evaluation (Topstep: end-of-day trailing; MyFundedFutures: end-of-day trailing).
Does Topstep or MyFundedFutures have a consistency rule?
Topstep: max 55% of total profit from one day. MyFundedFutures: max 50% of total profit from one day on Rapid and Pro; max 30% of total profit from one day on Rapid EOD; none on Builder and Studio.
Which has a daily loss limit, Topstep or MyFundedFutures?
Topstep: no daily loss limit. MyFundedFutures: no daily loss limit on Rapid, Rapid EOD, Pro and Studio; a soft limit that pauses the day ($1,000 at $50K) on Builder.
Can you trade with a bot or strategy at Topstep or MyFundedFutures?
Topstep: allowed in the evaluation and on a funded account. MyFundedFutures: allowed in the evaluation and on a funded account.
More comparisons
Rules are sourced from each firm's official help centre and can change without notice — always confirm on the firm's site before buying an evaluation. Where a link is a partner link, it is marked as such.