Topstep futures prop firm rules
One evaluation, the Trading Combine, traded on TopstepX. Its Maximum Loss Limit trails at end of day and locks at the starting balance. A 55% best-day consistency rule raises the target but never fails the account. The optional daily loss limit pauses trading and is not a violation.
Profit split
90/10
Payouts
Per cycle: 5 winning days of $150+ (Standard) or 3 days at ≤40% consistency
Account sizes
$50,000 – $150,000
Drawdown model
End-of-day trailing (locks at breakeven)
Confidence
Rules verifiedTopstep rules by account size
Evaluation limits in dollars, per account size — the same preset PassTraq's challenge tracker uses. Sizes PassTraq has not verified are marked, never estimated.
| Rule | $50,000 | $100,000 | $150,000 |
|---|---|---|---|
| Profit target | $3,000 (6%) | $6,000 (6%) | $9,000 (6%) |
| Daily loss limit | None | None | None |
| Max drawdown | $2,000 (4%) | $3,000 (3%) | $4,500 (3%) |
| Drawdown model | End-of-day trailing (locks at breakeven) | End-of-day trailing (locks at breakeven) | End-of-day trailing (locks at breakeven) |
| Consistency rule | Max 55% of total profit in a single day | Max 55% of total profit in a single day | Max 55% of total profit in a single day |
| Min. trading days | 2 days | 2 days | 2 days |
Rules last checked against each firm's own documentation on . Firms change their rules often, so confirm the current terms on Topstep's site. Spotted a rule that changed? Tell us.
Topstep: daily reset and automated trading
From the same preset as the rules table. Anything PassTraq has not read in Topstep’s own rules says so — nothing is estimated.
When the trading day resets
5 PM Chicago time (CT)
Topstep’s new trading day starts at this time, and a daily loss limit, on plans that have one, resets with it. An end-of-day drawdown can be measured at a different time — confirm it on the firm’s site.
Automated trading (bots, strategies)
- Evaluation
- Allowed
- Funded account
- Allowed
Bots run through the TopstepX API ($29/month); trading from a VPS, VPN or remote server is banned. The API is not available on a Live Funded Account.
Source: help.topstep.com · checked
How PassTraq tracks Topstep
Add your Topstep account, import or sync your trades, and the challenge tracker computes these limits live — the $3,000 target, and the $2,000 end-of-day trailing drawdown on a $50,000 account — against your real P&L, and warns you before a breach, not after. On paid plans, Finia, the AI coach, reviews your trades against the same rulebook.
Track your Topstep account freePayouts and account limits at Topstep
Read from Topstep's own help centre and website, plan by plan. Anything the firm does not state plainly is left out, never estimated.
Sources — Topstep's own pages, checked . Payout rules change often, so confirm them on the firm's site before you request one.
Tools for Topstep
Free, no sign-up. Each one opens on Topstep's rules — the same preset as the table above.
All free tools — including the futures contract roll calendar.
Topstep rules — frequently asked questions
What profit split and payout schedule does Topstep offer?
The profit split is 90/10 and payouts are per cycle: 5 winning days of $150+ (standard) or 3 days at ≤40% consistency. Confirm the current terms on the firm’s site — payout rules change often.
Is there a maximum payout at Topstep?
According to Topstep’s own rules (checked Oct 25, 2026): XFA Standard: 50% of the balance per request, up to $2,000 / $3,000 / $5,000 (50K / 100K / 150K); XFA Consistency: 50% of the balance per request, up to $3,000 / $4,000 / $6,000 (50K / 100K / 150K); Live Funded Account: Up to 50% of the balance per request, no dollar cap.
What drawdown model does Topstep use?
Topstep uses an end-of-day trailing (locks at breakeven) drawdown — $2,000 on the $50,000 account.
When does the trading day reset at Topstep?
Topstep’s trading day rolls over at 5 PM Chicago time (CT). A daily loss limit, on plans that have one, resets at the same time. An end-of-day drawdown can be measured at a different time, so confirm that on Topstep’s site.
Does Topstep allow automated trading?
Yes — Topstep’s own rules allow automated trading in the evaluation and on funded accounts (checked Oct 21, 2026). Bots run through the TopstepX API ($29/month); trading from a VPS, VPN or remote server is banned. The API is not available on a Live Funded Account.
How many accounts can you have at Topstep?
According to Topstep’s own rules (checked Oct 25, 2026): Trading Combine: No limit; XFA: Up to 5 active at a time; Live Funded Account: 1 — getting it closes every XFA.
Does Topstep have a daily loss limit?
PassTraq's Topstep preset models no hard daily loss limit on the $50,000 evaluation account — the max drawdown is the breach line. Confirm on Topstep's site.
What is the profit target on the $50,000 account at Topstep?
The $50,000 account has a $3,000 profit target (6% of the account size).
Links
Compare Topstep with…
Rules are sourced from Topstep's public help centre and can change without notice — always confirm on the firm's site before buying an evaluation. Where a link is a partner link, it is marked as such.