Topstep vs UProfit: prop firm rules compared
At the $50,000 account size, Topstep's evaluation allows a $2,000 max drawdown (end-of-day trailing, locks at breakeven) against UProfit's $2,000 (end-of-day trailing, locks at breakeven), with the same $3,000 profit target. Both allow the same dollar drawdown at that size. Both apply a consistency rule (Topstep: max 55% of total profit from one day; UProfit: max 50% of total profit from one day). Payouts are per cycle: 5 winning days of $150+ (standard) or 3 days at ≤40% consistency at Topstep and within 24h, up to $4,500 per payout at UProfit.
| Rule (evaluation phase) | TSTopstep | UPUProfitDAY 2.0 Soft model |
|---|---|---|
| $50,000 account | ||
| Profit target | $3,000 | $3,000 |
| Daily loss limit | None | $1,100 (soft pause) |
| Max drawdown | $2,000 | $2,000 |
| $100,000 account | ||
| Profit target | $6,000 | $6,000 |
| Daily loss limit | None | $2,200 (soft pause) |
| Max drawdown | $3,000 | $3,000 |
| $150,000 account | ||
| Profit target | $9,000 | $9,000 |
| Daily loss limit | None | $3,000 (soft pause) |
| Max drawdown | $4,500 | $4,500 |
| Firm-wide | ||
| Drawdown model | End-of-day trailing, locks at breakeven | End-of-day trailing, locks at breakeven |
| Consistency rule | Max 55% of total profit from one day | Max 50% of total profit from one day |
| Minimum trading days | 2 trading days | not verified — check the firm's site |
| Profit split | 90/10 | 90/10 (DAY 2.0) |
| Payout frequency | Per cycle: 5 winning days of $150+ (Standard) or 3 days at ≤40% consistency | Within 24h, up to $4,500 per payout |
| Account sizes offered | $50,000 · $100,000 · $150,000 | $10,000 · $50,000 · $100,000 · $150,000 |
| Rules confidence | Rules verified | Rules verified |
UProfit figures are for the DAY 2.0 Soft model; it also sells: DAY 2.0 Flex (no daily loss).
Rules last checked against each firm's own documentation on . Firms change their rules often, so confirm the current terms on Topstep's site and UProfit's site. Spotted a rule that changed? Tell us.
Where Topstep and UProfit differ
- Daily loss limit
- Topstep: None
- UProfit: Soft pause, $1,100 at $50K on DAY 2.0 Soft; none on DAY 2.0 Flex
- Consistency rule
- Topstep: Max 55% of total profit from one day
- UProfit: Max 50% of total profit from one day on every plan
- Plans sold
- Topstep: One evaluation model
- UProfit: 2 plans: DAY 2.0 Soft and DAY 2.0 Flex
- Account sizes, all plans
- Topstep: $50K · $100K · $150K
- UProfit: $10K · $50K · $100K · $150K
- Automated trading
- Topstep: Allowed in the evaluation and on a funded account
- UProfit: No written answer on record
- Profit split
- Topstep: 90/10
- UProfit: 90/10 (DAY 2.0)
- Payouts
- Topstep: Per cycle: 5 winning days of $150+ (Standard) or 3 days at ≤40% consistency
- UProfit: Within 24h, up to $4,500 per payout
Topstep and UProfit in brief
Topstep
One evaluation, the Trading Combine, traded on TopstepX. Its Maximum Loss Limit trails at end of day and locks at the starting balance. A 55% best-day consistency rule raises the target but never fails the account. The optional daily loss limit pauses trading and is not a violation.
UProfit
DAY 2.0 comes as Soft, where the daily loss limit pauses trading until the next session without a breach, or Flex, with no daily loss limit. The drawdown trails at end of day up to the starting balance. A 50% consistency rule in the evaluation never fails the account.
How these rules play out
On Topstep and UProfit the drawdown trails at end of day: the floor is recalculated once, from the closing balance, so open profit given back during the session does not raise it — but equity touching the floor during the session still counts. For example, at Topstep and UProfit a $50,000 account starts with its floor at $48,000, $2,000 under the start.
On Topstep and UProfit the trailing floor stops rising once it reaches breakeven and stays there.
A soft daily loss limit pauses the day instead of failing the account: reach it and open positions are flattened, trading stops until the next session, and the account stays open. UProfit's DAY 2.0 Soft plan sets it at $1,100 on $50,000. Topstep and UProfit's DAY 2.0 Flex plan have no daily loss limit, so a losing day is bounded only by the max drawdown.
Topstep and UProfit start the trading day at the same moment, 6:00 PM ET (5:00 PM CT); a daily loss limit counts from that reset, not from midnight.
A consistency rule caps how much of the total profit one day may carry. Topstep caps any single day at 55% of total profit, so it takes at least 2 profitable days to finish inside the rule. One day may then carry at most $1,650 of a $3,000 target. UProfit caps any single day at 50% of total profit, so it takes at least 2 profitable days to finish inside the rule. One day may then carry at most $1,500 of a $3,000 target.
Topstep requires at least 2 trading days before a pass.
On automated trading — a strategy or bot sending the orders — at Topstep it is allowed in the evaluation and on a funded account; UProfit has no written answer on record. Written answers: Topstep (read ).
Choosing between Topstep and UProfit
Topstep and UProfit differ on 2 of the evaluation rules compared here: daily loss limit and consistency rule. If one or two large days make up most of your profit, the consistency rule sets how fast you can finish: Topstep caps one day at 55% of total profit; UProfit caps one day at 50% of total profit. If you keep trading after a losing morning, look at what the daily loss limit does: Topstep has no daily loss limit; UProfit pauses the day at its daily loss limit on some plans and has no limit on others.
Once funded, the profit split is 90/10 at Topstep and 90/10 (DAY 2.0) at UProfit. Payout terms — Topstep: Per cycle: 5 winning days of $150+ (Standard) or 3 days at ≤40% consistency; UProfit: Within 24h, up to $4,500 per payout. Topstep sells one evaluation model; UProfit sells 2 plans: DAY 2.0 Soft and DAY 2.0 Flex. Each plan carries its own version of the rules above, which is why they are listed plan by plan. If a strategy or bot will send your orders, Topstep's written answer is allowed in the evaluation and on a funded account, and UProfit has no written answer on record.
Read both rule sets against your own average day, then confirm the current terms on Topstep's site and UProfit's site. PassTraq tracks challenges at both firms using the same rule presets shown here.
Topstep vs UProfit: quick answers
Which has the larger drawdown at $50K, Topstep or UProfit?
Neither: both allow $2,000 on a $50,000 evaluation (Topstep: end-of-day trailing; UProfit: end-of-day trailing).
Does Topstep or UProfit have a consistency rule?
Topstep: max 55% of total profit from one day. UProfit: max 50% of total profit from one day on every plan.
Which has a daily loss limit, Topstep or UProfit?
Topstep: no daily loss limit. UProfit: a soft limit that pauses the day ($1,100 at $50K) on DAY 2.0 Soft; no daily loss limit on DAY 2.0 Flex.
Can you trade with a bot or strategy at Topstep or UProfit?
Topstep: allowed in the evaluation and on a funded account. UProfit: no written answer on record.
More comparisons
Rules are sourced from each firm's official help centre and can change without notice — always confirm on the firm's site before buying an evaluation. Where a link is a partner link, it is marked as such.